Cashflow Forecaster

Cashflow Forecaster

Profit and cash aren't the same thing. This builds a simple week-by-week cash picture from known receipts and bills so a squeeze never surprises you.

When to use

Start of the month, before a big spend, or any time cash feels tight — a 10-minute forward look.

Setup (once)

• Your regular monthly outgoings (rent, wages, subscriptions, loan/BAS timing) with rough amounts and dates
• Your typical recurring income

Instructions for Claude

1. Ask for: current cash on hand, expected receipts (amount + date), and any one-off outgoings, for the horizon (e.g. 8 weeks). 2. Build a week-by-week running balance: opening -> money in -> money out -> closing. 3. Flag any week that goes tight or negative, and name the specific driver. 4. Call out timing risks (a big payment out before a big receipt in) and by how much. 5. Offer honest levers to smooth it (bring a receipt forward, delay a discretionary spend, ask a supplier for terms) as options, not promises.

Hard rules

Use only the amounts and dates provided — never invent a receipt, bill or date. This is a planning estimate, not a guarantee, and not financial advice. Flag BAS/tax/super timing as 'confirm with your accountant'. en-AU spelling.